Home Loan

If you want to borrow a sum of money from a bank or any financial institution for purchasing a home, house on the term of monthly EMI and fixed tenure that is called a home loan.

Bundle of options to choose for your Dream Home from with us. You can now avail a loan for your dream home. The loan would be offered basis on your income. Your home loan eligibility can be further enhanced by including the income of the co-applicant(s) of your Home Loan.

Home Loan eligibility is calculated after considering various factors including monthly income, fixed monthly obligation, current age, retirement age, etc.n to value up to

`30 lakhs – 90% of the value

`31 lakhs to <`75 lakhs – 80% of the value

`75 lakhs > – 75% of the value

Dedicated Loan Experts*Indicative Rate of interest is from 8% to 9%.

Home loan top-up

  • You can now apply for Top-Up on your existing Home Loan and use the funds to fulfill a host of requirements such as home renovation, marriage expenses, business expansion, funding of your child’s higher education or any other personal needs
  • Instant Disbursal
  • Tenure up to 20 Years

a day.” It can go up to 100% of the value of your Home.

Loan Against Property

Bundle of options to choose for Loan Against Property from   with us for your personal or business needs. Both residential and commercial properties can be mortgaged for taking a loan against property and enjoy comfortable EMIs with long tenure of up to 15 years

Loan value upto

60% of Property Value for Residential Properties.

50% of Property Value for commercial Properties

Loan Amount

`10 lakh – `5 crore

(Can go to higher values above 10Cr to 50Cr.)

Age

Minimum: 25 Years – Maximum: 65 Years or

retirement age whichever is earlier

Tenure

Upto 15 years

Documents checklist

Salaried CustomerBusiness – professional
Application form with photographApplication form with photograph
identity and residence proofidentity and residence proof
last 6-month bank statementlast 6 month bank statement
processing fee chequeprocessing fee cheque
  
Note:- This is indicate list only. Additional documents may be asked for on a case to case basis..

Income Documents

Latest salary slipEducation qualifications certificate and proof of business
form- 16 of last two yearsBusiness profile and previous 3 years income tax returns (self and Business)
 statements of last 2 years of loans availed
 Last 3 years profit/loss and balance sheet
Note:- This is indicate list only. Additional documents may be asked for on a case to case basis..

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