If you want to borrow a sum of money from a bank or any financial institution for purchasing a home, house on the term of monthly EMI and fixed tenure that is called a home loan.
Bundle of options to choose for your Dream Home from with us. You can now avail a loan for your dream home. The loan would be offered basis on your income. Your home loan eligibility can be further enhanced by including the income of the co-applicant(s) of your Home Loan.
Home Loan eligibility is calculated after considering various factors including monthly income, fixed monthly obligation, current age, retirement age, etc.n to value up to
`30 lakhs – 90% of the value
`31 lakhs to <`75 lakhs – 80% of the value
`75 lakhs > – 75% of the value
Dedicated Loan Experts*Indicative Rate of interest is from 8% to 9%.
a day.” It can go up to 100% of the value of your Home.
Bundle of options to choose for Loan Against Property from with us for your personal or business needs. Both residential and commercial properties can be mortgaged for taking a loan against property and enjoy comfortable EMIs with long tenure of up to 15 years
Loan value upto
60% of Property Value for Residential Properties.
50% of Property Value for commercial Properties
Loan Amount
`10 lakh – `5 crore
(Can go to higher values above 10Cr to 50Cr.)
Age
Minimum: 25 Years – Maximum: 65 Years or
retirement age whichever is earlier
Tenure
Upto 15 years
Documents checklist
| Salaried Customer | Business – professional |
| Application form with photograph | Application form with photograph |
| identity and residence proof | identity and residence proof |
| last 6-month bank statement | last 6 month bank statement |
| processing fee cheque | processing fee cheque |
Income Documents
| Latest salary slip | Education qualifications certificate and proof of business |
| form- 16 of last two years | Business profile and previous 3 years income tax returns (self and Business) |
| statements of last 2 years of loans availed | |
| Last 3 years profit/loss and balance sheet |